Incorporated in November 1927 at Kerala, India, Dhanlaxmi Bank Ltd. began with just Rs 11,000 (US $246) in capital and seven employees. In 1977, it was designated a Scheduled Commercial Bank by the Reserve Bank of India. Today, Dhanlaxmi Bank has 4,000 employees, 270 branches and annual revenues of US $2.52 billion. The bank offers a full portfolio of consumer and corporate financial products, plus Non-Resident Indian, micro-lending, and agricultural banking services.